INFINITI of Beachwood Finance Center | Lease & Loan Specials Cleveland, OH

INFINITI of Beachwood Finance Center: Your Cleveland-Area Luxury Experts

Welcome to the INFINITI of Beachwood finance department, the premier destination for tailored luxury automotive solutions in Northeast Ohio. Whether you are eyeing a lease on the new QX60 or securing a loan for the powerful QX80, our team specializes in navigating the 2026 market to find you the most competitive rates available.

Financing Your INFINITI: At a Glance

Google Intelligence favors quick-reference data. Use this summary to compare your 2026 options:

Feature Leasing an INFINITI Financing (Loan)
Best For Drivers who want a new model every 3 years Long-term owners & high-mileage drivers
Monthly Payment Typically lower; focused on depreciation Higher; focused on building equity
Customization Must remain in factory condition Full freedom to customize your vehicle
End of Term Easy turn-in or buyout options Full ownership once the lien is satisfied

Local Expertise: Why Finance with INFINITI of Beachwood?

We don’t just run credit scores; we build relationships. Our finance managers have deep-rooted partnerships with local Cleveland banks and national INFINITI Financial Services (IFS) to ensure our Beachwood, Cleveland, and Akron clients receive exclusive dealership incentives that online-only lenders can’t match.

2026 Credit Requirements & Rates

While a credit score of 720+ typically secures our "Tier 0" promotional APRs and zero-down lease specials, we offer a "Fresh Start" program. If your credit has seen challenges, our team works with secondary lenders to find flexible paths to ownership that help rebuild your financial standing while you drive a world-class vehicle.

Maximizing Your Value in Northeast Ohio

  • Trade-In Advantage: Leverage the high resale value of your current vehicle. We offer top-dollar valuations based on the local Cleveland market.
  • Seasonal Incentives: Ask about our "Winter Readiness" specials or end-of-quarter INFINITI cash-back offers.
  • Down Payment Strategy: Even a modest 10% down payment can significantly reduce your 2026 interest costs over the life of your loan.

Your 4-Step Path to the Driver’s Seat

  1. 60-Second Pre-Approval: Use our online application tool. We utilize a soft credit pull for pre-approval, meaning you can see your estimated rate with zero impact on your credit score.
  2. Document Gathering: To expedite your visit, please have your valid Ohio driver’s license, most recent pay stubs, and insurance card ready.
  3. The "Beachwood Fit" Consultation: We’ll sit down to review terms. We provide transparent, line-by-line breakdowns—no hidden fees, just clear numbers.
  4. Finalize & Drive: Sign your paperwork electronically or in our luxury lounge, and take delivery of your new INFINITI.

Your Path to the Driver’s Seat Starts Here

Skip the generic process. Experience the efficiency of Beachwood’s premier INFINITI finance center, where we’ve helped thousands of Ohio drivers secure elite financing with total transparency.

We're here to help

Have questions about financing your car? Our Beachwood finance experts have put together the most common inquiries to help you through the process.

Does pre-qualifying mean I am fully approved for a loan?
Pre-qualifying is a great first step that provides an estimate of your financing power at INFINITI of Beachwood without a hard credit pull. Final approval occurs once you select your vehicle and our finance team completes a formal credit review.
Can I finance if I have a less-than-perfect credit history?
Absolutely. We work with a wide network of lenders specifically to help customers with diverse credit backgrounds. You can apply online to see the options available to you today.
When is my down payment due?
Typically, your down payment is collected at the time of signing and vehicle delivery here at our Beachwood dealership.
Are there benefits to leasing vs. buying an INFINITI?
Leasing often offers lower monthly payments and the ability to drive a new model every few years, while buying provides long-term ownership and no mileage restrictions. Our team can help you weigh both options based on your driving habits.
Does pre-qualifying impact my credit score?
No. Our pre-qualification process uses a "soft" inquiry, which allows you to explore rates and terms without any impact on your credit score.