INFINITI Financing & Lease Options | Beachwood, OH

Finance Your Next INFINITI

Explore financing and lease options at INFINITI of Beachwood. Compare current offers, review the terms, or speak with our finance team before applying.

Financing and leasing are subject to credit approval, vehicle eligibility, and lender requirements.

Three-row interior of the 2026 INFINITI QX80

Find Your Next Vehicle

Browse new and pre-owned vehicles, review current offers, or begin with your trade-in.

New INFINITI

Explore available QX65, QX60, and QX80 models. Review the terms and expiration dates of current offers for the vehicle you select.

View Current INFINITI Offers

Pre-Owned Vehicles

Compare used vehicles by price, mileage, and equipment. Ask about financing options for your selected vehicle.

Shop Pre-Owned Inventory

Your Trade-In

Begin with an estimated value, then request an appraisal. Your vehicle's condition and any outstanding loan balance affect the final trade figures.

Explore Your Trade-In Value

Before You Apply

Have a vehicle in mind, consider your budget, and review the details before making a decision.

  1. Choose a Vehicle

    Browse new, used, or Certified Pre-Owned inventory and confirm availability.

  2. Review the Application

    Read the credit authorization and privacy disclosures before submitting personal information. Contact the team with questions about the process.

  3. Compare the Terms

    Review the price, amount financed, APR, term, fees, and total payments. For a lease, check the mileage allowance and amount due at signing.

  4. Review Your Agreement

    Confirm the final figures, any optional products, and outstanding requirements before signing and arranging delivery.

Should You Lease or Finance an INFINITI?

Consider your driving habits and ownership plans alongside the monthly payment.

General comparison. Your signed agreement determines the actual terms.
ConsiderationLeasingFinancing a Purchase
OwnershipUse the vehicle for an agreed term. A purchase option may be available under the lease.Purchase the vehicle with a loan. The lender retains a lien until the obligation is satisfied.
MileageA contractual allowance applies; excess-mileage charges may be due.No lease-style mileage allowance. Mileage still affects resale value.
CostsCompare payments, upfront costs, rent charges, and possible end-of-lease charges.Compare APR, loan length, amount financed, fees, and total payments.
MaintenanceFollow the maintenance schedule. Any included maintenance plan has separate limits.Follow the maintenance schedule. A repair warranty does not mean all routine maintenance is included.
At the EndReview return requirements and any purchase option. Early termination may be costly.After the loan is paid off, keep the vehicle or consider selling or trading it.

Discuss Your Financing Needs

Buying for the first time or concerned about your credit history? Contact our finance team to discuss the application process and information a lender may request.

A credit score alone does not guarantee an approval or a particular rate. Available terms depend on the lender's review, the vehicle, and the proposed transaction.

Considering an INFINITI for Work?

Tell us how the vehicle will be used, your expected mileage, and whether you are considering a personal or business purchase. Ask which vehicles and financing options may suit those requirements.

Confirm business-use eligibility with the lender before applying. Discuss tax treatment with your own tax professional.

INFINITI Financing Questions

What rate can I qualify for?

Your rate depends on the lender's credit review, the vehicle, the loan term, and applicable programs. Review the current offers and ask which terms apply to your selected vehicle. An advertised offer is not an approval.

Will applying affect my credit score?

A credit application may involve a hard inquiry, which can affect your score. Read the authorization for the specific application before submitting it. If you want to know whether a soft-inquiry option is available, contact the finance team first.

Is prequalification the same as final approval?

No. A preliminary assessment or conditional offer may still require verification and approval of the final transaction. Ask what conditions remain before relying on a quoted rate or payment.

What information should I have ready?

Be prepared to provide identification and information about your residence, income, and employment. Additional documentation may be requested. If trading a vehicle, have its registration and current loan payoff information available.

Can I trade a vehicle that still has a loan?

Ask for an appraisal and an accurate payoff amount. If the payoff exceeds the agreed trade value, the difference is negative equity. Discuss how it would be paid; adding it to a new loan increases the amount financed.

Is a down payment required?

The required upfront amount depends on the lender, vehicle, and approved terms. Ask for the full amount due, including applicable taxes and fees. Do not assume that a zero-down offer means nothing is due at signing.

Where can I ask questions before applying?

Contact INFINITI of Beachwood or visit us at 25900 Central Parkway, Beachwood, OH 44122. Tell us which vehicle you are considering and what you would like to understand before starting an application.

Take the Next Step

Explore available vehicles, review current offers, or begin your financing application.

All financing and leasing are subject to credit approval and applicable lender and program requirements. Vehicle availability, offers, and terms may change. Final terms are provided in your transaction documents.