Welcome to Our Finance Center
At INFINITI of Beachwood, we make luxury car ownership achievable for every credit profile. Whether you have excellent credit, are rebuilding, or financing for the first time — we have a solution built for you.
Whatever Your Credit Story,
We Have a Path Forward
INFINITI of Beachwood works with a diverse network of lenders — from prime institutions to specialty finance companies — ensuring maximum approval odds for every customer.
Qualify for INFINITI Financial Services' most exclusive programs including 0% APR financing and zero-down lease offers.
- 0% APR financing available through INFINITI Financial Services
- Zero-down lease programs on select 2026 models
- 60–72 month low-rate loan terms
- Priority processing with expedited approval
Access competitive APR financing and lease options with flexible term structures tailored to your monthly budget.
- Competitive APR from multiple prime lenders
- Flexible 48–72 month loan terms
- Lease options with low money factor rates
- KBB® trade-in credit to reduce financed amount
Our "Fresh Start" initiative connects you with specialty lenders who understand your situation and want to help you rebuild while driving the car you deserve.
- Specialty secondary lender network — 30+ partners
- Bankruptcy, repo & collections considered
- First-time buyer & no-credit programs available
- Structured to help rebuild your credit score
4 Simple Steps to Drive Home Your INFINITI
Our streamlined process gets you from application to keys — as fast as the same day.
Use our secure 60-second pre-approval tool. No impact to your credit score — just a soft inquiry to match you with the best lenders.
Receive an instant Kelley Blue Book® valuation for your current vehicle and apply it directly to lower your financed amount.
Review your low APR loan or lease terms in a 1-on-1 digital consultation with our certified finance specialists.
Finalize paperwork in our luxury lounge and drive home in your new INFINITI the same day — no surprises, no hidden fees.
Your Path to the Driver's Seat Starts Here
Skip the generic dealer experience. Our Beachwood INFINITI finance center has helped thousands of Ohio drivers — from first-time buyers to C-suite executives — secure elite financing with complete transparency. No pressure. No surprises.
Why Finance at INFINITI of Beachwood?
We're not just a dealership — we're your long-term financial partner in luxury automotive ownership.
Instant Trade-In Credit
Get a Kelley Blue Book® backed offer for your current vehicle, redeemable immediately as a down payment or equity offset on your new INFINITI.
2026 INFINITI Incentives
Access exclusive localized cash-back offers, "Winter Readiness" promotions, military discounts, and college graduate rebate programs.
Zero Hidden Fees
Every payment breakdown is reviewed line-by-line with you before any signature. Full transparency is our standard, not an upgrade.
30+ Lending Partners
We work with an extensive network of prime banks, credit unions, and specialty lenders — maximizing your approval odds regardless of your credit history.
60-Second Pre-Approval
Our online application uses a soft pull — zero impact to your credit score — and provides pre-approval results in under a minute.
Luxury Lounge Experience
Finalize your purchase in our premium finance lounge — not a back office. Complimentary concierge service from application through delivery.
Lease vs. Finance: Which Is Right for You?
Choosing the right path to INFINITI ownership is critical. Use this comparison to determine which luxury car financing strategy aligns with your 2026 financial goals.
| Financing Feature | Leasing an INFINITI | Financing (Auto Loan) |
|---|---|---|
| Best For | Lowest monthly payments & driving a new model every 3 years | Long-term equity building & unlimited mileage driving |
| Interest & Rates | Lower "Money Factor" rates — often equivalent to sub-3% APR | Competitive APR for 48–72 month terms based on credit tier |
| Ownership | Option to buy or trade-in at lease end — maximum flexibility | Full ownership and resale flexibility from day one |
| Maintenance | Often covered under factory warranty for the full lease term | Owner's responsibility after factory warranty period |
| Mileage | Annual limits (typically 10,000–15,000 miles per year) | Unlimited — ideal for high-mileage drivers in Northeast Ohio |
| Down Payment | Zero-down available for qualified Tier 0 applicants | Trade-in equity or cash down lowers monthly payment |
Fresh Start Credit Program
Searching for bad credit car loans in Beachwood? You've found the right place. Our "Fresh Start" initiative was built specifically for Cleveland drivers who have faced financial challenges — bankruptcy, repossession, collections, or no credit history at all.
We specialize in connecting you with secondary lenders who believe your past doesn't define your future. With manageable terms and luxury automotive financing, we help you rebuild your credit while driving an INFINITI.
Fresh Start Program Benefits
- Bankruptcy, repossession & collections accepted — all situations reviewed
- First-time buyer programs with no credit history required
- Structured payment plans designed to rebuild your credit score
- Access to 30+ secondary lenders for maximum approval odds
- Dignified, pressure-free process — every applicant treated with respect
Corporate & Executive Fleet Leasing
Maximize your company's tax advantages and brand image with our INFINITI Corporate Leasing Program. We provide tailored solutions for Cleveland-based businesses, from single executive vehicles to full fleet management.
Tier 0 Promotional APR: Applicants with a credit score of 720+ may qualify for our most exclusive 0% APR financing or zero-down lease programs through INFINITI Financial Services (IFS).
We're Here to Help
Have questions about financing your car? Our Beachwood finance experts have answered the most common inquiries to help you through the process.